The Payment
Infrastructure
Sierra Leone
Deserves
Bridging domestic payments with global financial rails to deliver fast, affordable financial services for millions of underserved citizens and the diaspora.
Connecting Sierra Leone to the Global Economy
Sierra Leone's financial system is fragmented. Millions of citizens lack access to affordable digital payments. Diaspora families pay excessive fees to send money home. Merchants operate on disconnected systems.
Zion Pay is building the unified payment infrastructure that bridges this gap — connecting domestic commerce with global financial corridors to create a seamless, inclusive financial ecosystem.
A Massive Underserved Market
Sierra Leone faces critical gaps in its financial infrastructure that affect millions of people every day.
Expensive Cross-Border Payments
Families in the diaspora face high fees and slow settlement times when sending money home, losing significant value to intermediaries.
Fragmented Payment Systems
Banks, mobile money operators, and merchants operate on disconnected rails with no unified infrastructure to connect them.
Financial Exclusion at Scale
Millions of Sierra Leoneans remain outside the formal financial system, locked out of digital commerce and economic opportunity.
The Perfect Moment to Act
Multiple macro trends are converging to create an unprecedented window of opportunity in Sierra Leone's financial landscape.
National Infrastructure Ready
Sierra Leone's national payment switch is now operational, creating the foundation for interoperable digital payments.
Digital Finance Boom in Africa
Africa is experiencing explosive growth in digital payments and financial technology adoption across the continent.
Progressive Regulation
The central bank actively supports fintech innovation through regulatory sandbox programs and forward-thinking policy.
First-Mover Opportunity
No dominant unified payment platform exists in Sierra Leone. The market is wide open for a well-executed solution.
A Unified Payment Platform
Zion Pay is creating the comprehensive payment infrastructure that connects every stakeholder in Sierra Leone's financial ecosystem.
Domestic Payments
Seamless, instant payments between consumers, merchants, and financial institutions across Sierra Leone.
Diaspora Remittances
Fast, affordable money transfers from the US, UK, Europe, and beyond — directly to loved ones in Sierra Leone.
Mobile-First Experience
Designed for the way Sierra Leoneans live and transact, with a mobile-native platform that works for everyone.
Compliance-First Approach
Built with regulatory alignment at the core, working alongside the central bank to ensure trust and security.
Merchant Solutions
Tools and services that help businesses accept digital payments, grow their customer base, and access financial insights.
Financial Inclusion
Bringing millions of unbanked citizens into the digital economy with accessible, affordable financial services.
The People Behind Zion Pay
A team with deep expertise in fintech, compliance, Web3, and business development — united by a mission to transform financial access in West Africa.
Ndeiiva Zorokong
Sierra Leone-born, Philadelphia-based entrepreneur with a background in banking and financial crime investigation. Brings a risk-aware, compliance-minded approach to building fintech infrastructure for emerging markets. Owner of a Pennsylvania LLC and active student of AI and machine learning, integrating automation into modern financial experiences. A married father of two who designs businesses that serve families and unlock opportunity.
LinkedIn
Desmond Hudal
Operations leader and strategic executor with deep experience in business development, partnership scaling, and market expansion across Europe, Africa, and Asia. Oversees day-to-day operations, go-to-market execution, and cross-functional coordination to drive Zion Pay's growth. Brings a strong track record in building strategic partnerships, accelerating user acquisition, and expanding market penetration in emerging markets.
LinkedInInterested in the Full Picture?
Our detailed investor materials — including financial projections, technical architecture, go-to-market strategy, and execution roadmap — are available upon request.
We share our full pitch deck and supporting documents under NDA to protect our proprietary strategy and competitive advantage.
Let's Build the Future of Salone Fintech
We're looking for visionary investors, strategic partners, and talented individuals who share our mission to transform financial access in West Africa.
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